Financing Options for Your Home Improvement Needs

At Home Makeover, we believe that financing should be simple, flexible, and stress-free. Whether you’re planning a major renovation or a small upgrade, we offer a range of financing options to fit your budget.

Why Choose Our Financing Options?

✅ Flexible payment plans customized to your needs
✅ 0% interest and long-term options available
✅ Secure payment methods for peace of mind
✅ No hidden fees – transparent terms and conditions

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APPLY FOR FINANCING TODAY!

Financing Options By Home Makeover LLC

Our Financing Options

1. 21-Month 0% Interest Offer: Get the home improvements you need today and pay over time with 0% interest for 21 months. Enjoy predictable monthly payments with no added interest when paid within the promotional period.

2. Long-Term Reduced Interest Financing: Looking for a more extended repayment plan? Our long-term financing option offers reduced interest rates for eligible customers, making it easier to manage payments over time.

3. Cash, Check, or Home Equity Loan:  We gladly accept traditional payment methods for your convenience

  • Cash & Personal Checks: Quick and simple transactions.
  • Home Equity Loans: Leverage your home’s value for a financing option with competitive rates.

4. Credit Card Payments: We accept major credit cards, including:
✔ VISA
✔ MasterCard
✔ Discover
✔ American Express

5. Combination Payment Option: Can’t decide on a single payment method? No problem! Split your payment between:

  • Credit Card & Check: Pay a portion with your credit card and the rest with a check.

How to Apply for Financing

Applying for financing is quick and easy!

  • Call: Talk with our specialist
  • Apply online: Complete your secure application in minutes.
  • In-person consultation: Discuss your options with our team during a home visit.

Contact us at 732-230-7552 to discuss the best financing option for your project.

How to Apply for Financing: Home Makeover LLC
FREQUENTLY ASKED QUESTIONS
We offer flexible financing options to make your home improvement projects in New Jersey more affordable. Whether you’re upgrading your deck, installing insulated siding, or replacing your roof, we provide convenient payment plans tailored to your budget. With competitive rates and hassle-free approvals, we help homeowners achieve their renovation goals without financial stress.

WHO IS ELIGIBLE FOR FINANCING?

Most homeowners with a stable income and a good credit history are eligible for financing options. Specific eligibility requirements may vary depending on the option you choose.

HOW DO I APPLY FOR FINANCING?

You can apply in three simple ways:

  • Online: Fill out a secure application.
  • By Phone: Call our office for assistance.
  • In-Person: Discuss your options during a consultation with our team.
  • WHAT IS THE 21-MONTH 0% INTEREST OFFER?

    This payment option allows you to make low monthly payments without paying any interest for 21 months. To qualify, you must pay the full amount within the promotional period. If the balance is not paid off in time, standard interest rates may apply.

    HOW DOES LONG-TERM REDUCED INTEREST FINANCING WORK?

    This option provides a low, fixed interest rate for customers with excellent credit who prefer a longer repayment period. Your interest rate and loan term will depend on your credit score and other financial factors.

    CAN I USE A HOME EQUITY LOAN TO FINANCE MY PROJECT?

    Yes! A home equity loan allows you to borrow against your home’s value, often at a lower interest rate than traditional financing options. Contact your bank or lender for details on how to apply.

    WHAT FORMS OF PAYMENT DO YOU ACCEPT?

    We accept multiple payment methods, including:

    • Cash or Personal Checks
    • Credit Cards (VISA, MasterCard, Discover, American Express)
    • Combination Option (Split payments between credit card and check)

    CAN I COMBINE DIFFERENT PAYMENT METHODS?

    Yes! We offer a combination payment option, allowing you to pay part of your balance with a credit card and the rest with a check.

     

    DOES APPLYING FOR FINANCING AFFECT MY CREDIT SCORE?

    A credit check is required as part of the application process, which could have a minor impact on your credit score. However, making timely payments can help improve your credit over time.

    IS THERE A PENALTY FOR EARLY REPAYMENT?

    No, there are no prepayment penalties. You can pay off your balance early without any extra fees.

    ARE THERE ANY HIDDEN FEES?

    No, there are no hidden fees. All financing terms and conditions will be clearly outlined before you commit.

    HOW LONG DOES THE APPROVAL PROCESS TAKE?

    Most financing applications are processed within 24-48 hours. Some approvals may be instant, while others may require additional verification.

    WHAT HAPPENS IF I MISS A PAYMENT?

    If you miss a payment, you may be subject to late fees and potential interest charges.

    Home Makeover™ Website

    We Are The Experts In:

    • SIDING REPLACEMENT
    • WINDOW REPLACEMENT
    • DECK REPLACEMENT
    • ROOF REPLACEMENT
    • GUTTER REPLACEMENT
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